Tailoring Insurance Policies For Crop Growing Operations
At iCoverCanna we know that unforeseen and disastrous events can transpire. That risk escalates even further when we are attempting to cultivate cannabis crops, in which is a DELICATE process in itself.
We can only imagine what a marijuana grower would go through if there was a fire and the crop’s mature stock is destroyed during the occurrence. This could be total devastation and a HUGE financial loss in the making without adequate coverage in place.
Allow us the OPPORTUNITY to loosen that burden. Our company offers coverage for the following stages of agricultural process:
- Vegetative Stage-germinated SEEDLINGS that have living cells and root development, however still puerile and feeble.
- Flowering Stage-plant maturity where roots are strong and firm. Growing medium of plant is visible and gender classification is identifiable.
- Harvesting State-drying (curing) process GATHERED for sale of mature stock.
While our insurance companies will provide coverage during these stages, it is equally important to secure your mature stock with a safe that has at least a TL-15 rating and have a security system with video surveillance to MONITOR your inventory. Additionally, getting your building inspected by a licensed electrician will be a requirement. Most carriers will want you to have these requirements COMPLETED before coverage can be supplied. You can visit our RESOURCES page to look up our preferred partners that can offer services and security equipment to cannabis crop operations.
What Type of Losses Are Covered on Cannabis Crops?
Our team can work with you to find the best plan with MAXIMUM protection. We have carriers that will offer coverage against:
- Vandalism & Malicious Mischief
- Water Damage(primary accidental)
- Seepage & Leakage
- Business Interruption/Extra Income(Consequential Loss)
…..not to mention specific insurance company endorsements!
Let us do the walking, while you do the talking of everything needed to secure your business! iCoverCanna's insurance pros will understand how to handle your request EFFECTIVELY.
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